Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,713$168,713$341,910
Remaining term (yrs)22.922.930.0
Secondary amount$0$173,197$0
Funding fee$0$0$0
Note rate3.750%3.750%7.400%
Blended rate4.600%6.322%7.640%
1st payment$913.22$913.22$2,367.32
2nd payment$0.00$1,154.65$0.00
Taxes / mo$263.58$263.58$263.58
Insurance / mo$150.00$150.00$150.00
MI / mo$139.68$139.68$68.38
HOA / mo$58.00$58.00$58.00
Total monthly$1,524.48$2,679.13$2,907.28
Cash to close$211,187$37,990$37,990