Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$419,499	$419,499	$450,000
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$30,501	$0
Funding fee	$2,097	$2,097	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.669%	7.640%
1st payment	$2,746.94	$2,746.94	$3,115.71
2nd payment	$0.00	$228.76	$0.00
Taxes / mo	$359.50	$359.50	$359.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$27.00	$27.00	$27.00
Total monthly	$3,300.10	$3,528.86	$3,758.88
Cash to close	$80,501	$50,000	$50,000