Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,304	$108,304	$198,000
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$89,696	$0
Funding fee	$0	$0	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	4.760%	6.681%	7.640%
1st payment	$625.97	$625.97	$1,370.91
2nd payment	$0.00	$672.72	$0.00
Taxes / mo	$163.58	$163.58	$163.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.89	$93.89	$39.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,033.45	$1,706.17	$1,724.10
Cash to close	$111,696	$22,000	$22,000