Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$292,670	$292,670	$495,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$202,330	$0
Funding fee	$1,463	$1,463	$0
Note rate	3.120%	3.120%	7.400%
Blended rate	3.120%	5.013%	7.640%
1st payment	$1,390.99	$1,390.99	$3,427.28
2nd payment	$0.00	$1,306.72	$0.00
Taxes / mo	$458.33	$458.33	$458.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,015.99	$3,322.71	$4,151.28
Cash to close	$257,330	$55,000	$55,000