Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$581,330	$581,330	$1,336,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$755,170	$0
Funding fee	$2,907	$2,907	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	2.660%	5.536%	7.640%
1st payment	$2,699.75	$2,699.75	$9,253.66
2nd payment	$0.00	$4,877.14	$0.00
Taxes / mo	$1,237.50	$1,237.50	$1,237.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$267.30
HOA / mo	$357.00	$357.00	$357.00
Total monthly	$4,510.92	$9,388.06	$11,332.12
Cash to close	$903,670	$148,500	$148,500