Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$401,023$401,023$476,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$75,887$0
Funding fee$0$0$0
Note rate6.470%6.470%7.400%
Blended rate7.020%7.335%7.640%
1st payment$2,586.93$2,586.93$3,302.03
2nd payment$0.00$569.15$0.00
Taxes / mo$654.83$654.83$654.83
Insurance / mo$166.67$166.67$166.67
MI / mo$188.17$188.17$95.38
HOA / mo$83.33$83.33$83.33
Total monthly$3,679.93$4,249.09$4,302.24
Cash to close$128,877$52,990$52,990