Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$282,854$282,854$391,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$108,646$0
Funding fee$0$0$0
Note rate3.090%3.090%7.400%
Blended rate3.940%5.067%7.640%
1st payment$1,379.26$1,379.26$2,710.67
2nd payment$0.00$724.31$0.00
Taxes / mo$308.58$308.58$308.58
Insurance / mo$150.00$150.00$150.00
MI / mo$224.37$224.37$78.30
HOA / mo$80.00$80.00$80.00
Total monthly$2,142.21$2,866.52$3,327.55
Cash to close$152,146$43,500$43,500