Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$369,898	$342,000
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,849	$0
Note rate	5.650%	7.400%
Blended rate	5.650%	7.640%
1st payment	$2,274.31	$2,367.94
2nd payment	$0.00	$0.00
Taxes / mo	$204.25	$204.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$68.40
HOA / mo	$161.00	$161.00
Total monthly	$2,789.56	$2,951.59
Cash to close	$10,102	$38,000