Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$463,548$463,548$512,910
Remaining term (yrs)26.026.030.0
Secondary amount$0$49,362$0
Funding fee$0$0$0
Note rate5.550%5.550%7.400%
Blended rate6.400%6.650%7.640%
1st payment$2,805.85$2,805.85$3,551.29
2nd payment$0.00$370.22$0.00
Taxes / mo$474.92$474.92$474.92
Insurance / mo$166.67$166.67$166.67
MI / mo$348.11$348.11$102.58
HOA / mo$0.00$0.00$0.00
Total monthly$3,795.54$4,165.76$4,295.45
Cash to close$106,352$56,990$56,990