Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$582,759	$582,759	$585,000
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$34,741	$0
Funding fee	$2,914	$2,914	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.180%	7.640%
1st payment	$3,941.72	$3,941.72	$4,050.42
2nd payment	$0.00	$343.79	$0.00
Taxes / mo	$541.67	$541.67	$541.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,650.06	$4,993.85	$4,875.76
Cash to close	$67,241	$32,500	$65,000