Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$237,592	$237,592	$337,500
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$99,908	$0
Funding fee	$1,188	$1,188	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	4.980%	6.170%	7.640%
1st payment	$1,365.89	$1,365.89	$2,336.78
2nd payment	$0.00	$749.31	$0.00
Taxes / mo	$501.00	$501.00	$501.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,016.89	$2,766.20	$3,055.28
Cash to close	$137,408	$37,500	$37,500