Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$53,382	$53,382	$242,910
Remaining term (yrs)	4.4	4.4	30.0
Secondary amount	$0	$189,528	$0
Funding fee	$267	$267	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	6.917%	7.640%
1st payment	$1,059.67	$1,059.67	$1,681.86
2nd payment	$0.00	$1,263.52	$0.00
Taxes / mo	$136.67	$136.67	$136.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.58
HOA / mo	$100.50	$100.50	$100.50
Total monthly	$1,446.83	$2,710.36	$2,117.61
Cash to close	$216,518	$26,990	$26,990