Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$404,799	$404,799	$441,000
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$36,201	$0
Funding fee	$0	$0	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.770%	6.953%	7.640%
1st payment	$2,506.50	$2,506.50	$3,053.39
2nd payment	$0.00	$271.51	$0.00
Taxes / mo	$162.00	$162.00	$162.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$187.17	$187.17	$88.20
HOA / mo	$6.25	$6.25	$6.25
Total monthly	$3,028.59	$3,300.10	$3,476.51
Cash to close	$85,201	$49,000	$49,000