Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$127,529	$127,529	$584,910
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$457,381	$0
Funding fee	$638	$638	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	6.976%	7.640%
1st payment	$776.07	$776.07	$4,049.80
2nd payment	$0.00	$2,953.92	$0.00
Taxes / mo	$432.42	$432.42	$432.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.98
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,450.15	$4,404.07	$4,840.86
Cash to close	$522,371	$64,990	$64,990