Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,481$228,481$332,100
Remaining term (yrs)28.928.930.0
Secondary amount$0$103,619$0
Funding fee$1,142$1,142$0
Note rate6.630%6.630%7.400%
Blended rate6.630%7.057%7.640%
1st payment$1,479.88$1,479.88$2,299.39
2nd payment$0.00$690.79$0.00
Taxes / mo$337.58$337.58$337.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,967.47$2,658.26$2,853.40
Cash to close$140,519$36,900$36,900