Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$180,704	$180,704	$405,000
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$224,296	$0
Funding fee	$0	$0	$0
Note rate	3.620%	3.620%	7.400%
Blended rate	4.470%	6.287%	7.640%
1st payment	$1,024.88	$1,024.88	$2,804.14
2nd payment	$0.00	$1,448.58	$0.00
Taxes / mo	$338.75	$338.75	$338.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$159.28	$159.28	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,672.91	$3,121.49	$3,373.89
Cash to close	$269,296	$45,000	$45,000