Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,034	$216,034	$270,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$53,966	$0
Funding fee	$1,080	$1,080	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	2.970%	4.175%	7.640%
1st payment	$1,025.72	$1,025.72	$1,869.43
2nd payment	$0.00	$404.74	$0.00
Taxes / mo	$449.25	$449.25	$449.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,624.97	$2,029.71	$2,522.68
Cash to close	$83,966	$30,000	$30,000