Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,759$360,759$377,010
Remaining term (yrs)26.426.430.0
Secondary amount$0$37,196$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%7.129%7.640%
1st payment$2,288.38$2,288.38$2,610.34
2nd payment$0.00$368.08$0.00
Taxes / mo$620.92$620.92$620.92
Insurance / mo$150.00$150.00$150.00
MI / mo$173.26$173.26$75.40
HOA / mo$39.33$39.33$39.33
Total monthly$3,271.89$3,639.97$3,495.99
Cash to close$58,141$20,945$41,890