Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$166,317$166,317$247,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$81,183$0
Funding fee$0$0$0
Note rate2.650%2.650%7.400%
Blended rate3.500%5.304%7.640%
1st payment$771.55$771.55$1,713.64
2nd payment$0.00$608.88$0.00
Taxes / mo$236.92$236.92$236.92
Insurance / mo$150.00$150.00$150.00
MI / mo$135.62$135.62$49.50
HOA / mo$23.00$23.00$23.00
Total monthly$1,317.09$1,925.96$2,173.06
Cash to close$108,683$27,500$27,500