Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$180,829	$180,829	$270,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$89,171	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	5.564%	7.640%
1st payment	$881.35	$881.35	$1,869.43
2nd payment	$0.00	$668.78	$0.00
Taxes / mo	$107.42	$107.42	$107.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.70	$147.70	$54.00
HOA / mo	$240.00	$240.00	$240.00
Total monthly	$1,526.46	$2,195.24	$2,420.84
Cash to close	$119,171	$30,000	$30,000