Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$265,697	$265,410
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.110%	7.400%
Blended rate	5.960%	7.640%
1st payment	$1,547.78	$1,837.65
2nd payment	$0.00	$0.00
Taxes / mo	$238.42	$238.42
Insurance / mo	$150.00	$150.00
MI / mo	$201.70	$53.08
HOA / mo	$0.00	$0.00
Total monthly	$2,137.90	$2,279.14
Cash to close	$29,203	$29,490