Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$164,464	$164,464	$337,410
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$172,946	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	6.465%	7.640%
1st payment	$1,065.98	$1,065.98	$2,336.16
2nd payment	$0.00	$1,152.97	$0.00
Taxes / mo	$399.67	$399.67	$399.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.16	$158.16	$67.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,773.80	$2,926.77	$2,953.31
Cash to close	$210,436	$37,490	$37,490