Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$91,479$91,479$265,499
Remaining term (yrs)24.524.530.0
Secondary amount$0$174,020$0
Funding fee$457$457$0
Note rate2.810%2.810%7.400%
Blended rate2.810%6.212%7.640%
1st payment$429.79$429.79$1,838.26
2nd payment$0.00$1,160.13$0.00
Taxes / mo$171.17$171.17$171.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.10
HOA / mo$233.00$233.00$233.00
Total monthly$983.95$2,144.09$2,445.53
Cash to close$203,520$29,500$29,500