Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$399,981	$399,981	$656,100
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$256,119	$0
Funding fee	$0	$0	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.950%	6.653%	7.640%
1st payment	$2,324.05	$2,324.05	$4,542.70
2nd payment	$0.00	$1,654.10	$0.00
Taxes / mo	$767.58	$767.58	$767.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$303.20	$303.20	$131.22
HOA / mo	$111.00	$111.00	$111.00
Total monthly	$3,722.49	$5,376.60	$5,769.17
Cash to close	$329,019	$72,900	$72,900