Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,503$287,503$359,100
Remaining term (yrs)23.423.430.0
Secondary amount$0$71,597$0
Funding fee$1,438$1,438$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.557%7.640%
1st payment$1,489.43$1,489.43$2,486.34
2nd payment$0.00$536.97$0.00
Taxes / mo$366.33$366.33$366.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$444.00$444.00$444.00
Total monthly$2,449.77$2,986.74$3,518.49
Cash to close$111,497$39,900$39,900