Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$99,395	$99,395	$792,000
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$692,605	$0
Funding fee	$0	$0	$0
Note rate	7.170%	7.170%	7.400%
Blended rate	7.720%	7.746%	7.640%
1st payment	$688.60	$688.60	$5,483.65
2nd payment	$0.00	$4,473.08	$0.00
Taxes / mo	$879.58	$879.58	$879.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$46.64	$46.64	$158.40
HOA / mo	$31.25	$31.25	$31.25
Total monthly	$1,862.74	$6,335.81	$6,769.55
Cash to close	$780,605	$88,000	$88,000