Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$301,326$301,326$319,950
Remaining term (yrs)28.228.230.0
Secondary amount$0$36,399$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.847%7.640%
1st payment$2,002.41$2,002.41$2,215.27
2nd payment$0.00$360.20$0.00
Taxes / mo$639.25$639.25$639.25
Insurance / mo$150.00$150.00$150.00
MI / mo$140.63$140.63$63.99
HOA / mo$0.00$0.00$0.00
Total monthly$2,932.29$3,292.49$3,068.51
Cash to close$54,174$17,775$35,550