Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$273,082	$273,082	$463,500
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$190,418	$0
Funding fee	$0	$0	$0
Note rate	3.840%	3.840%	7.400%
Blended rate	4.690%	6.050%	7.640%
1st payment	$1,491.34	$1,491.34	$3,209.18
2nd payment	$0.00	$1,269.46	$0.00
Taxes / mo	$429.17	$429.17	$429.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$225.60	$225.60	$92.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,312.77	$3,582.23	$3,897.71
Cash to close	$241,918	$51,500	$51,500