Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$471,030$471,030$494,910
Remaining term (yrs)27.327.330.0
Secondary amount$0$51,375$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.678%7.640%
1st payment$3,122.19$3,122.19$3,426.66
2nd payment$0.00$508.40$0.00
Taxes / mo$764.08$764.08$764.08
Insurance / mo$166.67$166.67$166.67
MI / mo$222.45$222.45$98.98
HOA / mo$0.00$0.00$0.00
Total monthly$4,275.39$4,783.78$4,456.39
Cash to close$78,870$27,495$54,990