Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$87,102	$87,102	$179,910
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$92,808	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	6.773%	7.640%
1st payment	$461.13	$461.13	$1,245.66
2nd payment	$0.00	$696.06	$0.00
Taxes / mo	$111.42	$111.42	$111.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.29	$72.29	$35.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$794.83	$1,490.89	$1,543.06
Cash to close	$112,798	$19,990	$19,990