Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$338,508	$338,508	$350,100
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$31,042	$0
Funding fee	$0	$0	$0
Note rate	7.020%	7.020%	7.400%
Blended rate	7.570%	7.932%	7.640%
1st payment	$2,309.44	$2,309.44	$2,424.02
2nd payment	$0.00	$307.18	$0.00
Taxes / mo	$346.50	$346.50	$346.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.78	$158.78	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,964.71	$3,271.90	$2,990.54
Cash to close	$50,492	$19,450	$38,900