Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$119,941	$119,941	$224,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$104,969	$0
Funding fee	$600	$600	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.974%	7.640%
1st payment	$724.32	$724.32	$1,557.23
2nd payment	$0.00	$699.79	$0.00
Taxes / mo	$208.25	$208.25	$208.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,082.57	$1,782.36	$1,960.46
Cash to close	$129,959	$24,990	$24,990