Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$297,158	$297,158	$346,410
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$49,252	$0
Funding fee	$0	$0	$0
Note rate	5.250%	5.250%	7.400%
Blended rate	6.100%	6.512%	7.640%
1st payment	$1,753.03	$1,753.03	$2,398.47
2nd payment	$0.00	$369.39	$0.00
Taxes / mo	$337.17	$337.17	$337.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$224.87	$224.87	$69.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,465.06	$2,834.45	$2,954.92
Cash to close	$87,742	$38,490	$38,490