Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$274,570$274,570$827,999
Remaining term (yrs)16.016.030.0
Secondary amount$0$553,429$0
Funding fee$0$0$0
Note rate3.360%3.360%7.400%
Blended rate4.210%6.576%7.640%
1st payment$1,836.27$1,836.27$5,732.90
2nd payment$0.00$3,574.23$0.00
Taxes / mo$766.67$766.67$766.67
Insurance / mo$216.67$216.67$216.67
MI / mo$294.76$294.76$165.60
HOA / mo$0.00$0.00$0.00
Total monthly$3,114.37$6,688.60$6,881.83
Cash to close$645,429$92,000$92,000