Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$410,155$410,155$539,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$128,945$0
Funding fee$2,051$2,051$0
Note rate3.030%3.030%7.400%
Blended rate3.030%4.219%7.640%
1st payment$2,005.90$2,005.90$3,732.62
2nd payment$0.00$859.63$0.00
Taxes / mo$461.50$461.50$461.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$116.00$116.00$116.00
Total monthly$2,750.07$3,609.70$4,584.61
Cash to close$188,845$59,900$59,900