Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$248,199	$248,199	$296,100
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$47,901	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	4.574%	7.640%
1st payment	$1,160.27	$1,160.27	$2,050.14
2nd payment	$0.00	$359.26	$0.00
Taxes / mo	$426.83	$426.83	$426.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$198.22	$198.22	$59.22
HOA / mo	$137.33	$137.33	$137.33
Total monthly	$2,072.66	$2,431.91	$2,823.52
Cash to close	$80,801	$32,900	$32,900