Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$267,583	$269,910
Remaining term (yrs)	26.7	30.0
Secondary amount	$0	$0
Funding fee	$1,338	$0
Note rate	6.430%	7.400%
Blended rate	6.430%	7.640%
1st payment	$1,746.25	$1,868.80
2nd payment	$0.00	$0.00
Taxes / mo	$288.00	$288.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.98
HOA / mo	$64.00	$64.00
Total monthly	$2,248.25	$2,424.78
Cash to close	$32,317	$29,990