Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$109,028	$109,028	$188,100
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$79,072	$0
Funding fee	$545	$545	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.120%	6.171%	7.640%
1st payment	$615.99	$615.99	$1,302.37
2nd payment	$0.00	$593.04	$0.00
Taxes / mo	$212.50	$212.50	$212.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$37.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$978.49	$1,571.53	$1,702.49
Cash to close	$99,972	$20,900	$20,900