Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$175,615$175,615$292,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$116,885$0
Funding fee$878$878$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.099%7.640%
1st payment$1,122.55$1,122.55$2,025.21
2nd payment$0.00$779.23$0.00
Taxes / mo$658.33$658.33$658.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,930.89$2,710.12$2,892.04
Cash to close$149,385$32,500$32,500