Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$209,277	$209,277	$225,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$28,223	$0
Funding fee	$1,046	$1,046	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	3.170%	4.204%	7.640%
1st payment	$1,019.98	$1,019.98	$1,557.85
2nd payment	$0.00	$279.29	$0.00
Taxes / mo	$128.50	$128.50	$128.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$436.00	$436.00	$436.00
Total monthly	$1,734.48	$2,013.78	$2,317.35
Cash to close	$40,723	$12,500	$25,000