Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$518,919$518,919$535,500
Remaining term (yrs)27.827.830.0
Secondary amount$0$46,331$0
Funding fee$2,595$2,595$0
Note rate6.950%6.950%7.400%
Blended rate6.950%7.354%7.640%
1st payment$3,512.96$3,512.96$3,707.69
2nd payment$0.00$458.49$0.00
Taxes / mo$385.58$385.58$385.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$52.33$52.33$52.33
Total monthly$4,117.54$4,576.02$4,419.37
Cash to close$76,081$29,750$59,500