Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$236,302$236,302$387,810
Remaining term (yrs)23.523.530.0
Secondary amount$0$151,508$0
Funding fee$0$0$0
Note rate3.650%3.650%7.400%
Blended rate4.500%5.867%7.640%
1st payment$1,243.72$1,243.72$2,685.12
2nd payment$0.00$1,010.05$0.00
Taxes / mo$396.50$396.50$396.50
Insurance / mo$150.00$150.00$150.00
MI / mo$192.58$192.58$77.56
HOA / mo$27.42$27.42$27.42
Total monthly$2,010.22$3,020.27$3,336.60
Cash to close$194,598$43,090$43,090