Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,738	$263,738	$418,410
Remaining term (yrs)	0.6	0.6	30.0
Secondary amount	$0	$154,672	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.401%	7.640%
1st payment	$30,103.64	$30,103.64	$2,896.99
2nd payment	$0.00	$1,031.14	$0.00
Taxes / mo	$517.50	$517.50	$517.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$159.89	$159.89	$83.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$30,947.69	$31,978.84	$3,664.83
Cash to close	$201,162	$46,490	$46,490