Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$916,566$916,566$1,079,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$163,344$0
Funding fee$4,583$4,583$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.138%7.640%
1st payment$4,507.66$4,507.66$7,477.08
2nd payment$0.00$1,088.96$0.00
Taxes / mo$999.92$999.92$999.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$215.98
HOA / mo$548.00$548.00$548.00
Total monthly$6,272.24$7,361.20$9,457.64
Cash to close$283,334$119,990$119,990