Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$272,808$272,808$315,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$42,192$0
Funding fee$0$0$0
Note rate5.890%5.890%7.400%
Blended rate6.740%7.043%7.640%
1st payment$1,707.91$1,707.91$2,181.00
2nd payment$0.00$316.44$0.00
Taxes / mo$384.58$384.58$384.58
Insurance / mo$150.00$150.00$150.00
MI / mo$204.18$204.18$63.00
HOA / mo$234.00$234.00$234.00
Total monthly$2,680.68$2,997.12$3,012.58
Cash to close$77,192$35,000$35,000