Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,291	$144,291	$311,400
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$167,109	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	6.513%	7.640%
1st payment	$846.99	$846.99	$2,156.07
2nd payment	$0.00	$1,114.06	$0.00
Taxes / mo	$225.92	$225.92	$225.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.58	$126.58	$62.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,349.48	$2,463.54	$2,594.27
Cash to close	$201,709	$34,600	$34,600