Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,577	$91,577	$332,910
Remaining term (yrs)	16.8	16.8	30.0
Secondary amount	$0	$241,333	$0
Funding fee	$0	$0	$0
Note rate	4.480%	4.480%	7.400%
Blended rate	5.330%	7.084%	7.640%
1st payment	$644.25	$644.25	$2,305.00
2nd payment	$0.00	$1,558.61	$0.00
Taxes / mo	$153.00	$153.00	$153.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.28	$90.28	$66.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,037.53	$2,596.14	$2,674.58
Cash to close	$278,323	$36,990	$36,990