Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$67,314	$67,314	$148,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$81,186	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	7.028%	7.640%
1st payment	$411.31	$411.31	$1,028.18
2nd payment	$0.00	$608.89	$0.00
Taxes / mo	$324.50	$324.50	$324.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$62.53	$62.53	$29.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$948.33	$1,557.22	$1,532.38
Cash to close	$97,686	$16,500	$16,500