Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$510,717$510,717$539,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$28,383$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%4.775%7.640%
1st payment$2,572.92$2,572.92$3,732.62
2nd payment$0.00$212.87$0.00
Taxes / mo$605.75$605.75$605.75
Insurance / mo$166.67$166.67$166.67
MI / mo$396.44$396.44$107.82
HOA / mo$60.00$60.00$60.00
Total monthly$3,801.78$4,014.65$4,672.86
Cash to close$88,283$59,900$59,900