Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$214,733$214,733$238,500
Remaining term (yrs)27.627.630.0
Secondary amount$0$37,017$0
Funding fee$1,074$1,074$0
Note rate6.990%6.990%7.400%
Blended rate6.990%7.708%7.640%
1st payment$1,462.19$1,462.19$1,651.33
2nd payment$0.00$366.31$0.00
Taxes / mo$40.58$40.58$40.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$86.00$86.00$86.00
Total monthly$1,738.77$2,105.08$1,975.61
Cash to close$50,267$13,250$26,500